The SmartSave Plan is an automated savings solution designed to help Ghanaians build healthy saving habits without hassle. With competitive interest rates and flexible withdrawal options, you can save for your goals while maintaining liquidity when needed.
Money-Back Guarantee: Try SmartSave for 30 days - if you're not satisfied, we'll refund your deposit and any interest earned.
The SmartSave Plan was developed by ANSOREMILO's financial experts to address a key challenge in Ghana's savings market: how to make saving both convenient and rewarding. Our solution combines technology with financial expertise to create a savings plan that works for the modern Ghanaian.
Your savings are secured through our partnership with licensed financial institutions in Ghana. All deposits are protected up to GHS 50,000 per depositor by the Ghana Deposit Protection Corporation.
| Minimum Deposit | GHS 50 per month |
|---|---|
| Maximum Deposit | GHS 10,000 per month |
| Interest Rate | 12% per annum (calculated daily, paid monthly) |
| Withdrawal Processing | Within 48 hours (business days) |
| Account Access | 24/7 via web portal and mobile app |
| Required Documents | Valid Ghana Card or Passport, Proof of address |
I've been using SmartSave for 8 months now and have already saved enough for a down payment on my car. The automatic deductions make saving painless, and the interest rate is much better than what my bank offers. Highly recommended!
What I love most about SmartSave is the transparency. No hidden fees, no surprises. When I needed to withdraw for an emergency, it was processed quickly without hassle. The app is also very intuitive and helps me track my progress toward my savings goal.
Great service overall. The only improvement I'd suggest is adding more payment options for deposits. Currently using mobile money, but would love to see direct bank transfers as well. Otherwise, the plan itself is excellent and has helped me save consistently.
There is no minimum period requirement for the SmartSave Plan. You can withdraw your funds at any time without penalty, though we recommend saving for at least 3 months to start seeing meaningful growth.
Interest is calculated daily based on your balance and credited to your account at the end of each month. The annual rate is 12%, which translates to approximately 1% monthly compound interest.
There are no penalties for missing a monthly deposit. Your account will continue earning interest on the existing balance. You can resume your deposits at any time or adjust your monthly contribution amount.
Yes, all deposits are held in custodial accounts with our banking partners who are regulated by the Bank of Ghana. Additionally, your deposits are protected up to GHS 50,000 by the Ghana Deposit Protection Corporation.
Standard withdrawals are processed within 48 hours on business days. For urgent withdrawals, we offer a premium service that processes withdrawals within 2 hours during business hours for a small fee.
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